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Honda Financial Services

Honda Financial Services (HFS) was established in 1987 to provide financing options for Honda motorcycles, ATVs, side-by-sides and power equipment through Honda dealers across Canada.

HFS offers highly competitive interest rates and flexible payment options. Once you decide on your Honda model of choice, we do our best to make the next steps as simple as possible. We typically deliver credit approvals in under one hour right at your Honda dealer. Any questions about financing or your Honda Finance Account? Feel free to call us. We’re happy to hear from you. At Honda, we strive to make everything about owning a motorcycle as fun and worry-free as possible.

Honda Financial Services
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Once you've chosen your Honda, we do our best to make the next steps as simple as possible. We typically deliver financing approvals in under an hour from the convenience of your local Honda dealership. As a finance customer, your payments will consist of part principal and part interest (if applicable) throughout the term of your finance contract. Each payment you make increases the amount of equity you've built up in your motorcycle. But the benefits of financing don’t end there!

Additional benefits of financing your motorcycle with Honda Financial Services:
  • Financing your motorcycle instead of tying up cash or your line of credit may help to improve your credit rating as HFS is an A1 Lender. Open retail loans allow for early pay out without penalties
  • Flexible terms and straightforward interest charges
Conventional Finance

With the regular program, you can tailor your purchase to meet your monthly budget needs. Equal consecutive monthly payments are calculated using competitive interest rates and set terms for 24 to 60 months, depending on the model chosen and amount to be financed. Once all of the payments are made, a zero balance remains and the motorcycle is yours.

What are my options once my financing contract ends?

After making your payments for the duration of the financing contract, the motorcycle is all yours. So what comes next? Negotiating a trade-in with your dealer may be a great way to come up with a down payment for your next Honda. You can also sell your motorcycle privately or keep driving it for years to come—it's your decision to make. For more information about your options at the end of your finance contract, please contact our Customer Care Group toll free at 1-800-387-5399.

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Finance
  • What is your contact information?

    Head Office

    P.O. Box 4000

    Markham, Ontario
    
L3R 0N1
    Toll Free: 1-800-387-5399
 

    Email: cs@ch.honda.com

    Quebec Region:

    1750, rue Eiffel

    Boucherville, Québec
    
J4B 7W1
    Toll Free: 1-800-387-5399

    
Email: cs@ch.honda.com

  • Do I own the motorcycle?

    Motorcycle Ownership

    Once you have signed the financing terms and agreements, you can ride off the dealership lot as the registered owner of the motorcycle

  • What is conventional financing?

    Conventional Financing

    With the regular finance program, you can often tailor your purchase to reflect your monthly budget and needs. Equal consecutive monthly payments are calculated using competitive interest rates and terms from 24 to 60 months depending on the model chosen and amount to be financed. Once all of the payments have been made, a zero balance remains and you own the unit.

    Try our Finance Calculator to see which option suits your needs best.

  • What are the benefits of financing my motorcycle?

    Overview

    HFS offers competitive interest rates and flexible payment options. You can choose to pay monthly, every two weeks, or even weekly if that’s better for you! Once you have decided on your Honda model of choice, we make the next step as simple as possible. We typically deliver financing approvals in under an hour right at your Honda dealer.

    The Benefits
    The additional benefits of financing your Honda motorcycle with HFS are:

    All HFS retail loans are open ended and you may pay out, or make lump sum payments at any time without penalty. Flexible financing terms up to 60 months depending on the model and amount to be financed. We have highly trained staff to assist you with any inquiries you may have at any point of your Finance Agreement. Our customer service department offers convenient hours of operation and quality service.

  • Payment options

    HFS offers monthly, bi-weekly as well as weekly payments for your convenience. It’s important to remember that once you select a payment frequency (monthly, bi-weekly or weekly) you cannot later change it. We’re happy to change the day your payment comes out, but we can’t change the frequency.

  • Do I have to insure the motorcycle?

    Insurance Coverage

    Provincial regulations stipulate that any on-road motorcycle with over $10,000 financed must be insured. The required coverage is outlined in your financing agreement and will be detailed by your dealer representative.

  • Am I responsible for maintenance?

    Regular Maintenance

    As the registered owner of the motorcycle, you are responsible for the maintenance of the unit. To get the most out of your motorcycle we strongly recommend that you follow the maintenance schedule as outlined in the Owner's Manual. Our dealers will be happy to help ensure your motorcycle is serviced and runs at peak performance.

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Head Office
P.O. Box 4000 Markham, Ontario L3R 0N1
Toll Free: 1-800-387-5399
Quebec Region
1750, rue Eiffel Boucherville, Quebec J4B 7W1
Toll Free: 1-800-387-5399
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HFS is committed to protecting the privacy of your personal information by complying with Canadian privacy laws and regulations. View Privacy Policy